Payroll and bulk payments
Disburse salary, allowances and approved bulk payments to registered wallet recipients.
Business and institutional payments
Move salary, collections and customer payments digitally
My Money provides mobile-payment capabilities for merchants, employers, NGOs, institutions and approved public-service programs across Afghanistan.
Use cases
Built for organizations that need reach, control and clear records
Solutions are configured according to the approved business case, customer due diligence, operational model and applicable rules.
Merchant payment acceptance
Accept wallet payments through supported QR, application and point-of-sale channels.
Digital collections
Collect approved fees, invoices or service payments with digital transaction references.
Program disbursement
Support controlled payments to distributed beneficiaries subject to program and regulatory requirements.
Agent network services
Extend customer access through authorized locations, cash services and assisted onboarding.
Reconciliation and settlement
Use agreed reports and supported settlement arrangements for operational control.
Operational value
Replace avoidable cash handling with traceable digital workflows
A properly designed mobile-money implementation can reduce physical distribution complexity and improve visibility over approved payments.
- Transaction references for audit and reconciliation
- Coverage through app, USSD and agent-assisted channels
- Configurable onboarding and disbursement processes
- Customer support and operational coordination
Typical project workflow01 — Discovery 02 — Design 03 — Pilot 04 — Operate
Define the payment case
Clarify recipients, volumes, geography, compliance, reporting and service channels.
Agree the operating model
Document onboarding, authorization, settlement, support and exception handling.
Test before scale
Validate the end-to-end flow with a controlled group and measurable acceptance criteria.
Launch, monitor and improve
Track service quality, reconciliation, customer issues and operational risks.
For authorized agents and merchants
Poolam Partner
The official partner application supports authorized agent and merchant operations, including eligible onboarding, payments and financial-service workflows.
Join the ecosystem
Become an authorized agent or merchant
Applicants must meet My Money's onboarding, business, identity, operational and compliance requirements. Authorization is not automatic and begins only after approval and agreement.
Agent
Provide approved customer services such as onboarding, cash-in, cash-out and payments.
Merchant
Accept approved Poolam wallet payments for goods and services.
Plan a payment solution around your operation
Share your use case, expected volume, locations and reporting needs with the My Money team.