Afghanistan's mobile wallet
Money moves better with Poolam.
Send money, pay bills, buy airtime, receive remittances and make everyday payments from one secure wallet—wherever you are in Afghanistan.
Bill paymentsFast and convenient
Secure walletPIN-protected transactions
Airtime Top-upsAny time, anywhere
Cross-platform transactionsConnected payments
Cash In & Cash OutAuthorized agent service
34Provinces covered
380+Districts reached
13+Years of experience
24/7Customer support
Everyday financial services
One wallet. More ways to move forward.
Use Poolam for personal payments, family support, utilities, shopping, salary and connected banking services.
Cash in and cash out
Deposit or withdraw cash through authorized My Money agents.
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Bill payments
Pay supported utility bills without queues or unnecessary travel.
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Purchase Goods & Services
Pay participating shops and service providers directly from your wallet.
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Bank linkage
Move funds between supported bank accounts and your wallet.
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Airtime Top-up
Recharge supported mobile numbers quickly from your wallet.
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Send and receive money
Transfer funds to family, friends and other wallet users quickly.
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Purchase AWCC Bundles
Purchase available AWCC voice or data bundles for supported numbers.
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Salary disbursement
Receive salary or distribute bulk payments with clear transaction records.
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MoneyGram remittance
Receive eligible international remittances through supported My Money channels.
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Access that fits your phone
Use My Money through the app, USSD or an agent
Smartphone and feature-phone users can access practical wallet services through channels designed for Afghanistan's connectivity environment.
Official Poolam app
Your wallet, ready when you are
Download Poolam from the official app stores. Always verify the developer name before installing.
Poolam mobile app
A modern interface for transfers, bills, top-ups, QR payments, account activity and more.
USSD access: *220#
Access supported self-service wallet functions from a compatible mobile phone without mobile data.
Authorized agent network
Get registration support, cash-in, cash-out and other services from authorized locations.
For organizations and merchants
Payment infrastructure for real operations
My Money supports salary and bulk disbursement, merchant acceptance, institutional collections and tailored mobile-payment projects.
- Transparent digital transaction records
- Support for dispersed teams and beneficiaries
- Agent and merchant ecosystem across Afghanistan
Payroll and bulk payments
Disburse salary, allowances or approved payments to multiple recipients.
Merchant acceptance
Accept wallet payments through supported QR, app or point-of-sale channels.
Institutional projects
Design disbursement and collection programs for organizations and public services.
Agent and merchant growth
Join the authorized network and serve wallet customers in your market.
Your PIN is private. Keep it that way.
My Money staff and agents should never ask you to reveal your wallet PIN or one-time verification code. Stop the transaction and contact support if anyone asks.
Experience at national scale
Trusted for payments and disbursement programs
Publicly listed partners and project clients include financial institutions, utilities and international organizations.
MoneyGram
Da Afghanistan Breshna Sherkat (DABS)
World Food Programme (WFP)
UNICEF
The First MicroFinanceBank (FMFB)
Afghanistan Payments System (APS)
Maiwand Bank
Azizi Bank
Bank-e-Millie Afghan
New Kabul Bank
Ghazanfar Bank
Norwegian Refugee Council (NRC)
Mission East
Save the Children
Afghan United Bank (AUB)Drag with the mouse, use the mouse wheel, or press the arrow keys to browse partner logos. Automatic movement pauses while you interact.
Start using Poolam for everyday payments
Install the official app, use the USSD channel or find an authorized My Money agent near you.